In late 2023, Intuit announced that it would be shutting down its popular budgeting app, Mint, It has closed down on March 23, 2024. Instead, Mint users were told that they could access many of the same features using another tool owned by Intuit: Credit Karma’s Net Worth.
If you’re not sure you want to be folded into the Credit Karma ecosystem, there are some Mint alternatives you can try. As an extra bonus, some of these apps are offering extended free trial periods to people who transfer their data from Mint. Let’s take a look at some of the mint alternatives so you can decide how to best proceed.
Quicken Simplifi
Quicken Simplifi
Cost
$3.99 per month or $36.99 per year.
Features
Auto-budget, bill tracking, goal tracking, partner finances, net worth tracking, cash flow projections.
Mint alternatives: Comparison
| App | Cost | Free trial | Features | Interface | Budgeting and investing |
|---|---|---|---|---|---|
$3.99 per month or $36.99 per year | 30 day free trial | Auto-generate spending plan | Web, mobile (iOS and Android) | Budgeting tools and spending plan generation | |
Free version | 7 days | Track spending | Web, mobile (iOS and Android) | Budgeting | |
$14.99 per month or | 34 days | Categorize transactions | Web, mobile (iOS and Android) | Budgeting | |
$14.99 per month or $99.99 per year | 7 days | Tracking | Web, mobile (iOS and Android) | Budgeting tools | |
Free | N/A | Transactions | Web, mobile (iOS and Android) | Budgeting tools | |
PocketGuard | Free version | 7 days for Plus | Cash accounts | Web, mobile (iOS and Android) | Budgeting tools |
EveryDollar | Free version | Transfer from Mint and get 60 days free | Customizable budget | Web, mobile (iOS and Android) | Budgeting tools |
Tiller | $79 per year | 30 days | Spreadsheet tracking | Web, email | Budgeting tools |
Credit Karma | Free | N/A | Net worth tracking | Web, mobile (iOS and Android) | No budgeting tools |
NerdWallet | Free | N/A | Track accounts and net worth | Web, mobile (iOS and Android) | Tracking tools for use in budgeting |
Best Mint alternatives for budgeting
If you’re interested in budgeting and want to find an alternative, here are a few that might work for you.
1. Quicken Simplifi
Quicken Simplifi
Quicken Simplifi
Cost
$3.99 per month or $36.99 per year.
Features
Auto-budget, bill tracking, goal tracking, partner finances, net worth tracking, cash flow projections.
Free Trial
$3.99 per month or $36.99 per year.
Links to accounts
Yes
Remember the old Quicken desktop software? Well, that company created Quicken Simplifi (you can still get versions of Quicken for Windows and Mac). Simplifi doesn’t just serve as a way for you to track transactions and create budgets. It will also keep track of how much you have to spend and can help you see your investment accounts.
Quicken Simplifi will generate an auto-budget based on your bills and goals, as well as report on project cash flows so you can more effectively plan for the future. It’s also possible to share your financial picture with a partner to plan together.
2. Rocket Money
Rocket Money
Rocket Money
Cost
$4-$12 per month or $48-$60 a year.
Features
Balance alerts, subscription management, track spending, shared accounts, connected savings account.
Free Trial
7 days
Links to accounts
Yes
Rocket Money offers budgeting tools, but its main value proposition is the fact that you can get help identifying recurring subscriptions and canceling them. Additionally, with the premium subscription, you can access expert chat and add net worth tracking.
You can use this app to negotiate deals on your bills and create multiple budgets. Plus, you can track investments for net worth tracking and see credit information. Additionally, Rocket Money has a savings product that allows you to begin setting aside money for a rainy day.
3. YNAB
YNAB
YNAB
Cost
$14.99 per month or $99 per year.
Features
Goal tracking, budgeting, spending trends, split transactions, create rules, add investment tracking.
Free Trial
34 days
Links to accounts
Yes
You Need a Budget (YNAB) offers you a way to plan your spending ahead of time based on your goals. In addition to helping you through the budgeting process, you can also connect your accounts and track your transactions.
YNAB also offers investment tracking, but setting it up and maintaining the feature can be a little more time-consuming. It’s not intuitive. Instead, YNAB might best be used for planning your finances to help you reach your goals.
4. PocketGuard
Pocket Guard
Pocket Guard
Cost
$7.99 per month or $34.99 per year, or a lifetime membership costs: $79.99
Features
Yes, but limited to two accounts with the free version.
Free Trial
7 days for Plus
Links to accounts
Yes
PocketGuard offers bill and income tracking, as well as budgeting tools that can help you work toward your financial goals. It also helps you track cash in addition to linking to various accounts. You can even add investment tracking if you wish.
To unlock other features, such as customizable reports, a debt payoff plan, unlimited budgets and savings goals and data transfer, you need to pay for premium. Additionally, you’re limited to two bank account connections if you use the free plan. You need the premium version to connect all your accounts.
Unlike other replacements, PocketGuard offers a lifetime membership option.
5. EveryDollar
EveryDollar
EveryDollar
Cost
$17.99 per month or $79.99 per year.
Features
Goal tracking, budgeting, spending trends, reports, tracking recommendations.
Free Trial
Transfer from Mint and get 60 days free.
Links to accounts
Yes, if you get the premium version.
Offered by Ramsay Solutions, this app is designed to help you create a budget and pay down debt. There isn’t an investment focus with this app.
The free version of EveryDollar only helps you create a customizable budget and set up savings funds for different purposes. If you want access to bank connectivity and goal tracking, you need to pay for the premium version. When you pay for the premium version, you also get access to group financial coaching.
Best Mint Alternatives for Investment Tracking
While some of the budgeting alternatives will track investments and net worth, you might find more robust investment features with the following Mint alternatives.
6. Empower
Empower
Empower
Cost
Free
Features
Calculators, budget planner, investment checkup, retirement analysis, retirement planner, access to wealth management services.
Free Trial
N/A
Links to accounts
Yes
Formerly Personal Capital, Empower can connect to your different investment accounts and help you keep track of what’s going on with your net worth. Additionally, Empower offers tools designed to help you analyze your retirement accounts and fees. You can use the investment checkup tool to get more information and recommendations.
In addition to free budgeting tools, expense tracking and investment information, Empower also offers investment and wealth management services. These might come at an additional cost, and you might need to meet asset minimums to participate.
7. Monarch Money
Monarch Money
Monarch Money
Cost
$14.99 per month or $99.99 per year.
Features
Collaboration, money and cash flow diagrams, rollover budgeting, custom categories, portfolio holdings and performance display.
Free Trial
7 days
Links to accounts
Yes
Monarch Money offers comprehensive tracking tools that can help you see your different brokerage and retirement accounts. You can customize your tags and account names, and the app is searchable, so you can quickly find specific items you’re looking for.
It’s also possible to collaborate with your partner or financial advisor using Monarch Money as well as to see your specific portfolio holdings and their performance on your dashboard, so you don’t have to log into multiple accounts.
8. Tiller
Tiller
Tiller
Cost
$79 per year.
Features
Direct to spreadsheet, custom and community templates, create your own reports.
Free Trial
30 days
Links to accounts
Yes
For more advanced spreadsheet lovers, Tiller can be a great tool. Tiller works by connecting your finances to a spreadsheet. So, you can connect your accounts and then Tiller will enter the information. You can also get regular email updates.
With the information added to the spreadsheet, you can then get an overview of your investments, transaction history, debts, savings and more. Community members create templates that you can use for various reporting and tracking purposes.
9. Credit Karma
Credit Karma
Credit Karma
Cost
Free.
Features
Credit report information, recommendations, net worth tracking, categorized monthly cash flow.
Free Trial
N/A
Links to accounts
Yes
This is the tool that Intuit is steering Mint users toward. While there are some tracking tools and you can see your net worth (including investments), some of the budget tools will be lost. You can import Mint data, though, and see your balances across various credit cards and loans.
However, Credit Karma Net Worth offers insight into your credit situation, as well as helps you track your net worth. You can also receive recommendations about different products and services.
10. NerdWallet
NerdWallet
NerdWallet
Cost
Free.
Features
Credit report and score, investment tracking, net worth tracking (including car and home values), cash flow, product recommendations.
Free Trial
N/A
Links to accounts
Yes
Financial education website NerdWallet now offers tracking tools including investment tracking to those who sign up for an account. The net worth feature can be used to see how investments and equity combine with your checking and savings accounts.
In addition to seeing how your investments contribute to your net worth, you can get cash flow, credit and home equity information. Nerd Wallet also makes product and service recommendations based on your financial situation.
How to choose a Mint replacement
Many Mint users felt it was the best possible app, especially for the price. Other apps will have one set of features you could find in Mint but not others, and finding the right replacement comes down to deciding which Mint features you found most effective for you and whether you are willing to pay for those features in the future.
Users on Reddit have expressed the opinion that Monarch Money and Simplifi feature close approximations to Mint's functionality. But finding an app that has all Mint's features for free will be difficult.
How to transfer your financial data from Mint
It's possible to export your transaction history from Mint, and if you are still able to use your Mint app, you should do this as soon as possible. You do this by selecting Transactions, go to Filters and then Export transactions.
Many of the apps under review here have gone to great pains to make transferring your data from Mint to their apps as painless and seamless as possible.
Frequently asked questions (FAQs)
Why is Mint shutting down?
Intuit, the owner of Mint, is discontinuing Mint and encouraging users to use Credit Karma Net Worth instead.
Can Intuit be trusted?
Intuit is a well-known company that offers software designed for money management and business. They bought Mint years ago, and the company has always used encryption to keep data as safe as possible.
When is Mint going away?
Mint was slated to shut down for good on January 1st, 2024, but users on Reddit have said that they received communications saying the app would be accessible until March 23, 2024. Mint members are able to transfer their account data to Credit Karma Net Worth.
What is replacing the Mint app?
Intuit, the company behind the Mint app, folded Mint users into another one of their products: Credit Karma. Many users decided to adopt new apps, like Empower and Monarch Money, rather than go to Credit Karma.
Empower Personal Wealth, LLC (“EPW”) compensates Nj.com for new leads. Nj.com is not an investment client of Empower Advisory Group, LLC.
