Quicken Simplifi Review 2024 (2024)

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Quicken Simplifi is one of the best budgeting apps out there, especially if you want to create a detailed monthly spending and savings plan and don't mind paying for a subscription. If you would rather get a budgeting app that doesn't have a subscription fee, you'll have to consider other options.

Quicken Simplifi Review

Quicken Simplifi is a solid option for someone who wants to maintain an organized budget. The budgeting app is incredibly detailed and breaks down your saving and spending beyond what a standard budgeting app does.

Simplifi works best if you start by connecting all your bank accounts, investment accounts, and credit cards. This way, you'll be able to create a dashboard that provides an overview of your finances. It also analyzes your spending and savings through charts and data.

You can create a monthly spending plan with different categories or develop individual savings goals. If you want to get more detailed information, the app has a watchlist that tracks areas in your spending, and it can monitor bills to make sure you pay them on time.

Simplifi allows you to get monthly reports for spending, gross income, net income, savings, and shopping refunds. It also has a new credit score feature available on the web app if you have early access. You can check your credit score, and it won't be impacted.

Quicken Simplifi Overview

Quicken Simplifi is a budgeting app by the money management software Quicken. It lets you link all your bank accounts, investment accounts, and credit cards to the app and develop a spending budget.

In August 2023, Simplifi also expanded features on its investments dashboard, including a real-time balance chart, a performance graph, cryptocurrency tracking, a news feed, and investment transaction monitoring through the app.

Simplfi is not a free app. You'll have to sign up for a subscription when you create your account. If you decide you don't want to keep using Simplifi, cancel within the first 30 days. Simplifi offers a 30-day back guarantee.

There's also a special offer available right now — 50% off Simplifi and all Quicken products for new customers (offer ends March 31, 2024).

If you have questions about the app, coaches are available over the phone or through live chat from 5 a.m. to 5 p.m. PT every day.

The app has 4.1 out of 5 stars in the Apple store and 2.8 out of 5 stars in the Google Play store.

Quicken Simplifi Pros and Cons

Is Quicken Simplifi Trustworthy?

We usually include ratings from the Better Business Bureau so you can see how a business deals with customers' complaints and issues. Quicken Simplifi hasn't been rated by the BBB yet. However, its parent company, Quicken has received an F rating from the BBB because it has received 65 customer complaints and hasn't responded to 15 complaints.

Quicken hasn't been involved in any recent public controversies.

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Quicken Simplifi vs. Honeydue

Honeydue is a financial app for couples. You may prefer Honeydue over Simplifi if you're looking for a free budgeting app that helps you see individual and shared expenses. You have the option to choose what you share with the person on the app. Honeydue also has a chat feature so you can discuss finances.

If you're for a more detailed budgeting app that can provide a big-picture overview of your finances, you might lean more toward Simplifi. However, keep in mind that Simplifi has a subscription fee.

Quicken Simplifi vs. Rocket Money

The Rocket Money app will likely be a more appealing option if you want to avoid paying any fees on a budgeting app. Rocket Money has a free plan that lets you track spending and create a budget. With Simplifi, there isn't a free plan.

Your decision may also come down to which features you prioritize most in a budgeting app.

Simplifi provides a more comprehensive overview of your finances through charts and data. You'll get monthly reports that examine your spending, income, net income, savings, and shopping refunds.

However, you may prefer Rocket Money if you want to reduce your spending or utilize a service that helps negotiate bills. Simplifi is more focused on budgeting.

Quicken Simplifi FAQs

Why You Should Trust Us: How We Reviewed Quicken Simple

For the Quicken Simplifi review, we used a scale from 0 to 5 stars. We looked at the app's pricing, availability, customer reviews, usability, customer support, and trustworthiness.